← paychq home

Start paychq

Four short prompts: what comes in, when it comes in, what goes out on a predictable schedule, and a rough weekly variable estimate. Then we take you to Stripe for $4/month or $29/year.

Plan
1. What comes in

Your typical take-home per paycheck (after taxes). Add the low and high end if your pay varies (tips, overtime).

2. When it comes in

Pick which weekday and the most-recent payday date below.

3. What goes out (fixed bills)

Add the bills that hit your account on a predictable schedule — rent, daycare, autopay subscriptions, anything that posts on a known day. Aim for the four to six biggest; the small stuff goes in the variable estimate below.

4. Estimated weekly variable spend

Groceries + gas + the small stuff. A rough number is fine.

What happens after you pay

  • Stripe Checkout opens. After paying you'll land back on paychq for a short confirmation step (timezone + current bank balance).
  • Your first Sunday email arrives this coming Sunday at 8 AM local time: three numbers, plus one suggestion when a day looks tight.
  • Reply to any Sunday email in plain English to log a paycheck, bill or expense. paychq checks for replies every 10 minutes and confirms what it logged.
  • Cancel from the delete link in any Sunday email. No login needed.

paychq only collects what's needed to project your buffer and email it to you: the numbers below, your email (entered at Stripe), your timezone, the current bank balance you'll confirm after checkout, and the updates you reply with. Checkout also stores the numbers below with your Stripe record. No bank-account connection. Every Sunday email carries a link to pause, and a link to cancel and delete your paychq data — both open without a login. The delete link lists exactly what will be deleted and asks you to confirm; nothing is deleted until you do, and it cancels your subscription at the same time.